Black Friday ‘Do’s’ and ‘Do nots’ basically boils down to the following sentence.
If you owe money on your rent, mortgage, car payment, credit card, or other loan or bill, Black Friday rather than an excuse to buy cool stuff, should be a day to pay down more on your debt.
Now If you have money left over from your PAYCHECK, after paying down on your debt, and want to treat yourself to a great deal. please do.
But not if it adds to your cc debt. Only if you can pay it out of this week’s paycheck.
And that tip should be for any holiday or birthday. If you can’t afford to buy it outright, without adding to your debt, or pay it off in a month, don’t buy it.